Monday, January 31, 2011

Coupons Save Money

http://www.stumbleupon.com/su/72e5Ih/moneyning.com/video/coupon-lady-money-saving-madness/

My Niece sent me this info, and it is absolutely amazing.  I have never saved as much as the the coupon lady, but I usually can save 50% if not more.  This lady is a genius, and I think we all have something to learn, and some money to save.  Clip those coupons....  this is your motivation.

Have a Fabulous & Frugal Day!!!!!

Thursday, January 27, 2011

Dinner in Less than 30 Minutes



Bratswurth with grilled onions, baked potato, and salad

Brown the bratswurth, and then add a can of beer and cook until the beer is just about gone on med heat.  Scrub up a couple of potatoes, and pierce them, and throw them in the microwave. And cook according to your microwave settings. Cut up some lettuce and cucumbers and green bell peppers, or what ever you like, and toss them together. 

Tuesday, January 25, 2011

Cut Your Own Hair

How to Layer Cut Your Own Hair - wikiHow How to Layer Cut Your Own Hair - wikiHow




How to Layer Cut Your Own Hair - wikiHow Link: http://www.wikihow.com/Layer-Cut-Your-Own-Hair

This is just amazing information and instructions.....  I just cut my own hair yesterday.  Another incredible tool to help you save money and look fabulous!!!!

Have a Fabulous & Frugal Day!!!!

Chicken Caesar Pasta Salad

This is a fabulous gourmet pasta salad, that is absolutely better than anything you can get at the deli, and not to mention much cheaper

2 chicken breasts ~ grilled (I grill mine on my George Foreman)
1 pkg Bow Tie Pasta~ cooked according to package directions
1 small bunch of Romaine Lettuce... (you can use pre-washed and bagged lettuce but I personally think it is a waste of money).  Wash the lettuce and tear it up into bite size pieces.
1 bottle of your favorite Caesar Salad dressing.
Grated Parmesan Cheese

Grill and season your chicken breasts to your liking, and let them cool. Cut them up into bite size pieces  Cook your pasta and drain, rinse in cool water, and add these ingredients in a fairly large bowl along with your bite size pieces of Romaine lettuce, mix in at least 1/2 the bottle of salad dressing, and toss all ingredients until just moist...  You can definitely use more dressing if it seems to dry.  Then sprinkle the grated Parmesan cheese on top.... and enjoy.  If the salad seems dry the next day add more dressing or a bit of mayonnaise.  You can also use french dressing if you would like another variation. 

Have a Fabulous & Frugal Day

Monday, January 24, 2011

Not Very Frugal Lately

Wow, I hate to admit this but I have not been very frugal lately...  Lots going on in my life.  My Son has come home on leave from Iraq. So there was a great sense of celebration and the need to really spend some quality family time doing some really fun things. I have made some great home made meals, I have eaten out, I have been out to a bar (or two) I have been to a Casino, I spent the night at a resort, and threw one hell of a party at my house.  It was a crazy week I must admit.  I really need to get my finances back in order....  I must tell you that I am super happy to have my savings account....  and the good news is.....  I did not charge one thing on my credit cards.  So that has been worth the pain and sacrifice of saving.  I sort of feel like I went off the deep end though.  I rarely ever eat out, and spend money at resorts and casino's.  By the way I even gambled and did not win one thing (yikes) But, I did not care, I was spending quality time with my son and family.  And....  as my Idol Suze Orman tells me every week, People First, Then Money, Then Things.  We really created some great memories this week, and I am so grateful for my family.
Have a Fabulous & Frugal Day!!! 

Friday, January 21, 2011

Busy Being Frugal

Sorry no posts lately....  My son is home on leave from Iraq, and I have been working and spending quality time with my family.  I will post in a few days.

Have a Fabulous & Frugal day!!!!!

Sunday, January 9, 2011

Fabulous & Frugal Pantry

Fabulous & Frugal Pantry:


(this is one of my very first posts....  it is an oldie but a goodie, and totally worth re-posting)

Cooking at home is less expensive than eating out or convenience food. By eating at home you will spend less and eat better. I work 40 to 50 hours per week outside of my home and spend roughly $350.00 per month on groceries. I feed 2 teenagers, 2 adults, 3 dogs and 1 cat. I live in a small town so I don’t have the choices for shopping that those in a metropolitan area would have. To make matters even more challenging, I only get paid once a month so for me to keep my pantry well stocked is an important part of keeping my sanity. I would tell you that I am organized but the truth of the matter is that I am not very organized, but I do try to plan ahead.



I don’t really have a meal plan or make menu’s but I do utilize what I have on hand in order to get dinner on the table every night. I stock up on items that are on sale. I make my own salsa, jelly, jam, asparagus and pears…I can them myself. I also have a small garden every summer. In the garden I grow my herbs. I love to cook and my family eats well. I take left-overs to work for my lunch because my food is better than jail food.



I make my own breakfast burritos, egg muffin sandwiches and freeze left overs for later use…especially the days where I am feeling lazy. I use my crock pot every week, and I also make home made soup when I clean out my refrigerator. I am going to show you how to eat and eat well for less.



I shop at the Dollar Store for spices, crackers, tea, spaghetti sauce, muffin mixes and cleaning supplies.



I shop at the Grocery Outlet for miscellaneous canned food and toiletries. I usually pick up canned fruit and vegetables, tomatoes, beans, rice, pasta, canned soups and lots of wine.



I shop the day old bread store for whole grain breads, bagels, English muffins, buns, and snack items for lunches.



I shop my local grocery store for the weekly advertised specials or loss leaders.



I buy the Sunday paper each week just for the coupons. Check out the website Couponmom.com. I match up coupons with the weekly advertized specials at Walgreens and Rite Aid and usually I can get out of the store with only spending between 20 and 50 dollars and will have anywhere from 80 to 160 dollars worth of products.



Lets go ahead and take a look at my pantry, freezer and refrigerator.



Canned Food (store bought)



Evaporated milk peaches pears pineapple

Mandarin oranges applesauce tuna chicken

Corn green beans peas mushrooms

Tomatoes- Rotel, diced, flavored garlic and Mexican style

Tomato sauce tomato paste Italian tomato paste

Kidney beans pinto beans black beans

Chili beans butter beans refried beans

Spaghetti sauce green chiles olives

Cream of mushroom soup cream of chicken soup

Tomato soup low calorie Progresso soup



Condiments



Honey mustard mayonnaise mustard ketchup

Bbq sauce salsa salad dressings

Pickles jelly



Dry Pantry Items



Dy beans Bisquick peanut butter almonds

Cashews instant potatoes Jasmine Rice

Long grain white rice brown rice rice-a-roni

Popcorn cereal (hot and cold) olive oil

Cooking spray sugar brown sugar powdered sugar

Powdered milk yeast bread crackers

Jiffy corn muffin mix cake mixes brownie mixes

Muffin mixes



Pasta



Spaghetti egg noodles whole wheat noodles macaroni

Bow tie ramen noodles



Freezer



Bread English muffins berries mixed vegetables

Broccoli green beans stir fry ice cream

Pizza lasagna egg beaters coffee beans

Chicken bacon Canadian bacon

Ground beef ground turkey elk burger

Elk steak venison salmon

Talipia



Refrigerator



Eggs milk cheese yogurt

Butter sour cream cottage cheese lunch meat

Tortillas fresh veggies salad fixens fresh fruit

Parmesan cheese lemon juice vinegar

Rice vinegar Worcestershire sauce soy sauce

Tobasco sauce



Spices



Salt pepper lemon pepper garlic

Cumin mustard powder ginger

Onion powder Johnny’s seasoning salt chicken bouillon

Chili powder





You can get recipes on the internet to make your own Bisquick baking mix, Rice-a-roni, taco seasoning, shake and bake, spaghetti seasoning as well as a variety of ingredients that you’ll use on a weekly basis. I personally don’t have time for this but I do understand that desperate times call for desperate measures. Now, you can get out those cookbooks and make dinner for your family tonight,

Have a Fabulous & Frugal Day!!!!!!

No Spending Week

This week I am going to try the "NO SPENDING WEEK".  I have decided that this will be a fabulous and frugal way to hang onto my cash. Stash a little more for my savings account, and utilize what I already have on hand. My gas tank is already full, as I have to commute to work.  I will not go to the grocery store this week.  I am going to eat what I have in my refrigerator and my pantry. I am hoping that it won't be that difficult to accomplish.  I think with a little imagination and a little determination I can totally accomplish this. 
I have decided if it works for me....  I will do 2 no spending weeks next Month.  (keep your fingers crossed)

Have A Fabulous & Frugal Day!!!

Tuesday, January 4, 2011

Fabulous & Frugal: 25 Amazing Uses for Baking Soda

Fabulous & Frugal: 25 Amazing Uses for Baking Soda: " Check this out..... Totally amazing!!!! I will be using some of these tips and tricks. Baking Soda, also k..."

Fabulous & Frugal: Crock Pot

Fabulous & Frugal: Crock Pot: "All I can say right now is 'Thank God' for my Crock pot. The weather has turned really bad here, lots of snow and ice. My commut..."

Fabulous & Frugal: How to Begin Saving

Fabulous & Frugal: How to Begin Saving: "Hi there, saving money is never easy and especially if you are new at it, I have tips and strategies for getting started and sticking with t..."

Fabulous & Frugal: Packed my Lunch

Fabulous & Frugal: Packed my Lunch: "Yes... I packed my lunch all week, and it is almost my weekend now, I have the same 15 dollars in my wallet that I have had all week.&..."

Fabulous & Frugal: Happy New Year Start Saving Today

Fabulous & Frugal: Happy New Year Start Saving Today: "Well, it is official.... The new year is here. I have decided that I am not going to make resolutions that are too hard to achie..."

Packed my Lunch

Yes...  I packed my lunch all week, and it is almost my weekend now, I have the same 15 dollars in my wallet that I have had all week.  It is a great feeling.  Today I made angel hair pasta (American Beauty on sale for .69 a package) I boiled the noodles and added a can of diced Italian style tomatoes along with a jar of spaghetti sauce, (got all these at the canned food sale last fall) I then grated some cheddar cheese and threw that on top.  It was totally delicious.  I also brought a granola bar, a container of yogurt and an orange.  Talk about a perfect lunch.  I didn't plan this but it looks like I had a vegetarian lunch today, and the very best part is that it was delicious and I still have my 15 bucks.  I am a true believer in stocking your pantry, planning ahead, and cooking at home. 

Have a Fabulous & Frugal Day!!!!!

Monday, January 3, 2011

Happy New Year Start Saving Today

Well, it is official....  The new year is here.  I have decided that I am not going to make resolutions that are too hard to achieve.  I am going to continue working on my credit card debt, and socking away 10% of my paycheck in my savings account. 
If you have not committed to saving.....  You really should look at the 5 bucks a week plan.  It is sooooo easy.  Just buy yourself a travelling coffee mug from Starbucks or even Goodwill, and make your own coffee or tea and take it with you.  Also if you pack your lunch, even if you only do it 3 or 4 times a week, at 5 bucks (or more) a pop.  You could actually easily be saving 15 to 20 dollars per week. I promise you it is not hard to take some leftovers out of the refrigerator or make a sandwich, and some kind of a snack. I know that it is really hard to get started saving but once you have started and see your account increase on a regular basis.  It is completely empowering.  I believe in taking baby steps, and then stepping it up a notch or two.  You can do it, I know you can.  If I can do this..... anybody can.
Have a Fabulous & Frugal New Year.