Lets face it... There is no easy or painless way to save money. In order to save, you are literally doing without, and making sacrifices. I save my change, and I put a little money away each month, sometimes it is only 50 dollars. I keep telling myself that this little by little savings attempt is going to change my life. Last month I got a surprise orthodontist bill. My daughter was due to get her braces off, and I had just paid off the last 1200 dollars that I owed in February. So imagine my surprise when I got a bill for 879 more dollars. They were for the retainers and must be paid in full or they would not be removing the braces. I picked my jaw up off the floor and went to change my pants.
At first I was shocked, and then mad. But what can you do? I gathered my wits, and came up with the idea to have a yard sale, I needed to get rid of some crap anyway, might as well make some money. I cried and whined to my working daughter and asked for help paying the bill which netted me 255 dollars toward the payment. I made 170 dollars at the yard sale, it was an impromptu yard sale, one day no advertising, so that was not so bad. I used my insurance reimbursement check to the tune of about 230 dollars.... and took all the rest out of my savings account.
I was thrilled with my creative money endeavors, but extremely sad to take money out of my precious savings account.
When I took the money to the billing office at the Orthodontist... I told them that they needed to take me out to dinner.
I am relieved and happy to have this terrible bill out of my way~ forever by the way, my daughters braces are off and she has a beautiful smile. I just have to get back to cutting back and doing without, so that I can replace that money in my savings account.
Have a Fabulous & Frugal Day!!!!