Ok.... the tax laws have been all over the news for about the last month now. I have decided that if in fact I end up getting a little more on my paychecks beginning in 2011, I am going to use 1/2 of whatever it may be, for my savings account and the other 1/2 for my credit card debt. Currently I am making some headway on my credit card debt... I have 2 cards that will be paid off in January and that 60.00 that I am currently using on those cards will go to the balance of the next card on my list. I am using the snowball effect. I am super happy and actually elated, because I am beginning to really see the efforts of 2 years of total Frugal Living, and I am really starting to feel accomplished. I am really looking forward to 2011, especially with my goals in place.
Have a Fabulous & Frugal Day!!!!!