Car Troubles in Cold Weather

This is a fantastic article found at teh Lesley Voth site...  a must read for everyone who lives in cold weather

http://simplyfantasticbooks.com/2011/12/22/car-got-the-cold-weather-blues/
Car Got The Cold Weather Blues?

by lesleyvoth

I am not a lover of cold weather and in some cases your car feels the same.

It does not really matter how well maintained your vehicle is kept, there are times when it is very temperamental and does not want to start. This has happened to me many times over time.

Here are some tips if you turn the key in your car and nothing happens.

1. Take a deep breath - Relax. You are not going to make it in time to wherever you are going. Get used to that idea. That's ok, there could be lots of reasons for that. Some people have missed a plane crash because they could not get to the airport on time. So tell yourself it could be a good thing. Now that you are feeling better lets look at the more practical things that could help your situation

2. When you turn the key - It just clicks or nothing then most likely in the cold weather it will be the battery.

3. Did you leave the lights on? - The inside light left on will flatten a not so healthy battery by morning. Left the headlights on? Yes that will do it.

4. Battery connections - Give the battery connections a wiggle. Loose? Get out the screwdriver and tighten the connection. Give the key another turn, see if that will do the trick.

5. Corroded connection - Check for corrosion on the connection. If it looks like it could be, give it a light brushing to clean it up. Try to start it again.

6. Jump Start - Not all vehicles can be jumped started. Read your owner's manual, first. Your manufacturer may advise against jump starting a vehicle due to sensitive electronic circuitry.

7. Frozen Battery - Don't try to jump-start it while it is frozen

8. Check Battery - If you see that it is cracked or leaking Do Not try to jump-start it. You need to go buy a new one or get a tow truck to take your car to a repair shop.

9. Dry battery - Check to see if the battery has fluid inside. If it is dry then you will have to fill it to the fluid levels. There is a caution here though as batteries usually need pure clean water. You need to check with your manual.

10. Sparking connections - If you are jump starting the vehicle make sure the hook up clamps do not touch. You could have a fireworks display that could be a bit scary

11. Tow Truck - Still not able to start it then you may have a more serious problem like a bad starter or alternator. I think you are going to need a tow truck.

THE CAR CRANKS BUT DOES NOT START

If the starter turns, but the engine won't start, the problem can be much harder to diagnose. One common problem is a frozen fuel line. In the winter, be sure to always keep your fuel tank half full. If water accumulates in your fuel line, the condensation will freeze and your car won't start. If you've been driving in wet conditions or deep snow, wet spark plugs or other engine components can prevent your car from starting.

Here are some items you should always carry in your car in case of emergencies

Jumpstart cables - the longer the better

Jumpstart Gloves - protect hands from acid

Flashlight - a must in any car

Paper Coveralls - inexpensive and will protect your clothes

Jumpstart manual - a must read before you attempt to jumpstart any car


Have a Fabulous & Frugal Day!!!  As well as a Merry Christmas!!!

Do You Need To Make Extra Money?

Check out this fabulous article at this fabulous website....  I am really not really big on Christmas, and I am already looking forward to 2012.  If you need to pay down debt or just need some extra to make ends meet, this is a great article.
Have a Fabulous & Frugal Day!!!!


http://www.girlsjustwannahavefunds.com/make-extra-money-8-easy-ways-to-earn-extra-income-now/

As we ramp up financial plans and resolutions for the new year, we’re all looking for ways to make extra money. It’s no secret – if there’s debt to be paid, there’s money to be made. Check out the following ways to make extra money while putting a dent in your debt or better yet saving for a rainy day.


Pet Sitting, Especially Overnight Pet Sitting


Pet sitting is a great money maker as pet owners are willing to shell out the cash to make certain their pets don’t lose their furry minds while they are gone on vacation or just away for the weekend. The hours are convenient for someone who already has a 9-5 as the overnight portion typically starts late evening and goes into the next morning. The rates for this can run upwards of $50 per night if you own your own pet sitting business. If you go through a pet sitting service then you can expect to net around 25%-50% of the total fee paid by the owner. If you have the time to attend to the pet during the day then there’s extra cash in this as well: walking, cleaning the litter box, administering medication etc

Mystery Shopping

Mystery shopping is a great way to earn money during down time since it requires very little effort. Many companies allow you to sign up and get started on the same day which is great since you get the cash within 1-2 weeks after your assignments have been completed and verified. EMPSonline.com has always been a consistent place which lists “shops” that pay $40 per shop. The best part? They offer direct deposit and the ability to submit your reports online. This streamlines the process and lessens the time between starting a shop and getting paid.

Sell Old Stuff On Ebay And Craigslist

Ebay and Craigslist are great for selling old stuff. Your trash is another man’s treasure and they are more than willing to pay you for it. Go forth and list your items there and get your money! Another tip? You may sometimes come across an item that is grossly under-priced on Craigslist and sell it on Ebay if you’re willing to ship it to someone in another state. This tends to be the case with so computers and other electronics if the person is desperate to get rid of it. This is also found this to be the case with exercise equipment. Ebay tends to pull bidders into a frenzy towards the end of the auction so if you have an item that most people are searching for then buying low on Craigslist and selling high on Ebay may be the way to go.

Date Night Childcare

If you love children, then this is a great option! Market yourself to local parents as the date night solution. Parents of young children are always looking for trustworthy and reliable people to babysit so that they can have a few needed hours to themselves. Offer overnight babysitting and you’re in it to win it! Parents appreciate it and you will certainly be passed around to their friends to do the same. Tip: It helps if you’re CPR and first aid certified. Parents want to know that if something happens that you know how to tackle the situation with skill.

Get a 2nd Job

Right now it may seem that jobs aren’t plentiful but there are indeed many lower paying jobs that you’d be surprised aren’t being filled. This is to your advantage as you may be able to negotiate better hours in exchange for filling a position, especially during the holidays.

Make Your Hobby Your New Money Maker


What do you spend most of your time doing? Take that and make some money doing it! This isn’t always immediately obvious, so take some time to think about how you can combine 1 or a few of your passions into something that can net you some cash for a rainy day. For example, if you have a Type A personality and love organizing spaces then advertise yourself to friends and family as an organizer. The same goes for make up. If you happen to do makeup really well then market yourself to local brides as the makeup guru to get their faces done on the big day.

Start A Bath and Body Products Company

Don’t gloss over this just yet. There’s a huge market for naturally made soaps, creams and perfumes. If you can find a good supplier for unique and quality scents with a fresh base then you are set. The drawback of this is of course becoming too popular and then falling behind on orders since they are handmade and made to order. Research this opportunity carefully and thoroughly. One should only enter this arena if they truly have a heart of creating lovely smell goods!

Tutoring

This is pretty self-explanatory. Put flyers up at local schools and post and ad on Craigslist detailing your specialties and rates. It helps to have great references and the ability to coach children through difficult topics while helping them learn the information in a way that they are unable to in class.

Earning extra money may seem difficult, but put some thoughts into where your energy will be most profitable prior to jumping in. What are your best money makers when you need extra cash?

Saving An Additional 114 Dollars Each Month

Last week on my days off I spent about an hour and 1/2 on two phone calls.  The first call was to cancel my home phone.  I had been a customer for 21 years (amazing). Really for about the last 2 years due to my screwy work schedule, I wasn't using the phone much.  I would un-plug it because I desperately needed to sleep in the morning and in the afternoon and I was just inundated with phone solicitors.  I would un-plug the phone and leave it un-plugged for weeks on end.  I just decided that it had become a huge waste of money.  $43 per month. 
The next call was to my cell phone company.  My daughter and her boyfriend got their own cell plan so there was just no need to keep her line.  So my hubby and I combined our lines on a family plan, and my line alone was about $82 per month.  Then, there are some additional savings going to happen too, because we ended up with a credit from the cell phone company for switching things up.  But the monthly savings will add up to $114 dollars.  That is a fantastic savings for a little time spent on the phone.  Obviously I was spending too much money and am happy that I wised up!! 
What are you wasting your money on???
Have a Fabulous & Frugal Day!!!!!

Fabulous & Frugal: Fabulous & Frugal Gift Ideas

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Thanksgiving And Left Overs

I just really love Thanksgiving it is one of my favorite holidays.  I also love the 4th of July. Anyway back to what I really love about Thanksgiving is the food, and the family.  It is a time of eating and sharing company with others.  No stress about presents yet.  I love cooking once and eating for days to come.  I love being thankful and showing my appreciation to my family. 
I love my family so much that today I made split pea and ham soup, out of the ham left overs and what was left on the veggie tray.  The ham bone still has enough fat on it that I stuck it in the freezer to make with beans in the weeks to come. 
In have not had to eat out all week, I have had turkey, turkey sandwiches, ham, ham sandwiches, stuffing, fruit salad, jello salad.....  my daughter ate all the mashed potatoes and green bean bake, but that is fine with me. 
I made 5 pans of cinnamon rolls and took them to work on Thanksgiving day to share with the poor souls working the holiday. They were a big hit, there were not any left the next day when I got to work. 
I am Thankful for my family and friends....  I am thankful for my job, and thankful I have learned how to budget, pay off debt, and build an emergency fund.  I am thankful for my house and the great neighborhood in which I live.  I am thankful that I live in a wonderful country....  and most of all this year I am thankful that my son is home safe from Iraq. 
I hope each and everyone of you had a wonderful holiday.
Have a Fabulous & Frugal Day!!!

Fabulous & Frugal: Save Money on Black Friday

Fabulous & Frugal: Save Money on Black Friday: Here it is.... drum roll please...... My fabulous strategy for saving money on Black Friday (day after Thanksgiving) is to NOT GO SHOPPING...

Homemade Baking Mixes

I am so excited....  I found this post for homemade baking mixes over at the Dollar Stretcher.  http://www.stretcher.com/stories/03/03nov17g.cfm?STT

I am totally going to make up this recipe and start using it.  Also on another note, lots of baking supplies are on sale this time of the year, and also lots of coupons for sugar, flour and baking items.
Have a Fabulous & Frugal Day!!!!


How to make your own mixes for less


Homemade Baking Mixes

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Everyone knows that commercial baking mixes are useful, but are they practical? The rising costs of advertising, packaging and labor have increased the prices of many of these baking mixes to almost double that of homemade products. So, why do people still buy them? Convenience, as well as time saved in the kitchen, are the reasons that people still buy them. To a busy family, these reasons often overshadow the cost of such mixes. You can have all the benefits of commercial baking mixes, at half the price, by simply making your own in bulk at home.

Homemade mixes give you savings, convenience, versatility and nutrition, which is an unbeatable combination. They can also be personalized to meet your dietary needs. Use less salt, replace sugar with a sugar substitute, use less fat or add whole grains depending on the needs of your particular family.

By preparing ahead in bulk, these mixes will save you time as well. With a mix, food can be prepared in one-third the time it would usually take to assemble and measure ingredients. Add the fact that your own mixes have no preservatives or unhealthy additives, making them healthier for your family. These baking mixes are also versatile, each recipe complete with several variations, enabling you to produce more than one product from each mix.

For a basic mix, which can be used to make biscuits, pancakes, muffins, corn bread, breadsticks, doughnuts and even cookies, assemble the recipe below. You may want to reduce the recipe by half for a smaller batch if your family is smaller. This basic mix can also be substituted whenever a recipe calls for commercial biscuit mixes.

Basic Mix

17 cups all-purpose flour

8 tablespoon baking powder

2 tablespoon salt

4 teaspoon cream of tartar

2 teaspoon baking soda

3 cups instant non-fat dry milk powder

4 1/2 cups shortening

In a very large bowl, stir together all dry ingredients. Cut in shortening with a pastry blender until mixture resembles coarse crumbs. Store in an airtight container in a cool dry place. Makes 26 cups. Mix will keep for two to three months. As with any mix, always remember to label and date all containers carefully.

Variations:

For biscuits, mix together 3 cups of baking mix and 2/3 cup water or milk. Blend well, knead slightly, then roll out and cut into desired shape. Bake at 450° for 10 to 15 minutes. Makes 10 to 12 biscuits. For drop biscuits, add 2 tablespoons extra liquid.

For pancakes, mix together 4 1/2 cups basic mix and 2 tablespoons sugar until blended. Add 2 beaten eggs and 2 3/4 cups milk, buttermilk or water. Mix thoroughly. Bake on a well-greased hot griddle. Makes 13 to 16 6-inch pancakes.

For muffins, blend 2 2/3 cups basic mix and 4 tablespoons sugar. Add 1 beaten egg and 1 cup milk or water. Stir just until blended together. Pour into greased muffin cups. Bake at 425° degrees for 15 to 20 minutes. Makes one dozen muffins.

For corn bread, mix 3 cups basic mix, 9 tablespoons cornmeal, and 1 cup sugar. Blend well. Add 3 eggs, 1 1/2 cups milk or water and 1/4 cup melted butter or margarine. Fill greased 9 x 13-inch pan with batter. Bake at 350° for 30 to 40 minutes.

For breadsticks, mix 2 cups basic mix, 1/2 cup cornmeal or flour, and 1/2 teaspoon salt together. Add a scant 1/2 cup milk or water. Blend to form a dough, then knead until smooth. Form into 12 small logs, about 1/2 inch thick. Bake at 400° for 15 to 20 minutes until crisp and well browned.

For doughnuts, blend 3 cups basic mix, 1/2 teaspoon ground cinnamon, 1/2 cup sugar, and 1/2 teaspoon ground nutmeg. Mix together 2 teaspoon vanilla extract, 2 eggs, 2/3 cup milk or water in a separate bowl, then add to dry ingredients. Stir until dough forms. Knead on lightly floured surface until smooth and elastic, about 8 minutes. Roll out 1/2 inch thick and cut with a floured cutter or drinking glass. Fry in hot oil, about 375°, turning once to brown each side. Drain on paper towels. Dredge in powdered sugar while doughnuts are still warm.

For molasses cookies, mix 2 cups basic mix, 1/4 cup sugar, and 1/2 teaspoon each of ground cinnamon, ginger and cloves. Blend. Stir in 1 egg yolk and 1/2 cup molasses. Refrigerate for at least 1 hour. Shape dough into 1 1/2 inch balls. Flatten with a sugar-dipped glass. Bake on an ungreased cookie sheet 375° for 10 minutes, or until edges are brown. Cool. Makes about 2 1/2 dozen cookies.

Cocoa Cake and Brownie Mix

9 cups all-purpose flour

6 teaspoon baking powder

6 teaspoon salt

12 1/2 cups sugar

12 ounces unsweetened cocoa powder

In a large bowl, combine all ingredients. Mix well. Store in an airtight container in a cool dry place. Mix will keep for 2 to 3 months. Be sure to label and date.

For cocoa cake, bring 1 cup water and 1/4 cup butter or margarine to a boil in a saucepan. In a large bowl, combine hot water and butter with 2 cups Cocoa Cake and Brownie mix, 1/4 cup dairy sour cream, 1 beaten egg, and 1/2 teaspoon baking soda. Blend. Pour into a greased cake pan. Bake at 375° for 20 minutes or until done. Makes one layer. Double recipe for a two layer cake.

For brownies, mix 2 1/4 cups Cocoa Cake and Brownie mix, 2 eggs, 1 teaspoon vanilla extract, and 1/4 cup melted butter or margarine. Blend well. Add 1/2 cup chopped walnuts if desired. Pour into a greased and floured 8-inch pan. Bake 350° for 30 to 35 minutes.

For cocoa cookies, beat together 1/4 cup melted butter or margarine, 2 eggs, and 1/4 cup plus 1 teaspoon water. Add 2 1/4 cups Cocoa Cake and Brownie mix, 1/2 teaspoon baking soda, 3/4 cup flour and 1 teaspoon vanilla extract. Blend well. Drop by teaspoonfuls onto greased cookie sheets, approximately 2 inches apart. Bake 10 to 12 minutes at 375°, or until edges are brown. Cool. Makes about 3 dozen cookies.

Basic Cake Mix

15 cups all-purpose flour

9 1/2 cups sugar

1 1/2 cup cornstarch

7 1/2 Tablespoon baking powder

1 1/2 teaspoon salt

3 3/4 cups shortening

In a large bowl, blend all dry ingredients until well mixed. Cut in shortening until mixture resembles coarse crumbs. Store in an airtight container in a cool dry place. Mixture will keep two to three months. Makes about 25 1/2 cups mix.

For yellow cake, combine 5 cups Cake mix, 1 1/4 cups milk, and 1 teaspoon vanilla extract. Beat well. Add 3 eggs, one at a time, mixing well between each additional egg. Pour into two greased and floured 8- or 9-inch pans. Bake 350° for 35 to 40 minutes. To make white cake, simply use only the white of the eggs.

Don't overlook the other uses of baking mixes in your home, either. Mixes can be packaged and labeled attractively to be given as gifts. They can be taken along on the family camping trip to add convenience at the campsite, replacing costly prepackaged foods. Mixes are also easily prepared by children, making it simple for them to help in the kitchen. Mix away!

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Janean Nusz is a freelance writer, instructor and copywriter. Visit her website, Author's Art, at www.authorsart.com for budget tips, freebies and other information.

Fabulous & Frugal: Fabulous Home Made Cranberry Sauce

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High Price Prescriptions

I have been suffering from some muscle pain in my neck for about 4 weeks now with no relief.  It really started about 3 months ago but it would come and go.  So I had been using generic Icy Hot, and taking either generic Aleve or Ibuprofen.  Well, when I was so stoved up that I couldn't move my shoulders very good, or turn my head, and was in constant pain... I went to see my doctor.  I am now in physical therapy, and on pain medication.  I did use some of the pain pills last week, sure helped immensely with work and to get through the day. Today being my day off I went to the pharmacy to get my other pills that had to be ordered last week.  Well, to my surprise, my doctor wrote me a prescription for pain patches as well.  They were 50.00 for 30 patches.  I damn near ended up in the hospital with a heart attack.  Talk about a complete shock. 
Upon pondering this prescription, and with my insurance the pills that I got for pain were only 5 dollars for the prescription.  So, I guess that I am just perplexed with the price of those patches. 
Well, as you can imagine...  this was not an expense that I budgeted for.  I am fine, I have money in my savings account, but I have come to the conclusion that my doctor and my pharmacy want me to be broke.  When I go back to the doctor I will be sure to let her know what my insurance covers and what it does not cover for the prescriptions.

I guess the lesson that I have learned here is to ask more questions at both the doctors office and at the pharmacy.  I really feel that if you can use a cheaper medication that works just as well, your pocketbook will thank you.

I really feel for my neighbors and friends without insurance....  I have a job and insurance and these prices are killing me financially.

The moral here is to take care of yourself, and try to stay in the best health possible.  I have spent a fortune on medication and doctors and physical therapy appointments this month.

Have a Fabulous & Frugal Day!!!!

Not Able to Post Comments On My Own Blog

Linda @ Practical Parsimony~ I have been trying to comment back to you...  but my lovely blog is not allowing it for some reason.  I will research what the problem is.  Here is the comment that I have been trying to send to you.  I appreciate your support and love your blog!!!

Linda ~ that is so great!!  I cash in cans and bottles on a regular basis.  Oregon has the bottle bill for refunds, it is a pain sometimes collecting and saving, but for an hour or less of standing there feeding the machines...  16 bucks is what I average, to me it is worth it.  It is the only account I have that grows with any regularity.  Have a Fabulous and Frugal Day!!!

Boots and Scarfs

I survived Halloween, 136 trick-or-treaters at my house.  I spent 82.00 total on candy and goodies and that was with sales and tons of coupons.  I have noticed that the packages are much smaller with fewer goodies in them.  Makes me wonder if I will even keep my porch light on next year.  Yes it is fun, and it is cool to see all the kids dressed up but it is sooooooo expensive.

The weather has turned cold here now and we are just waiting for snow, 41 degrees this afternoon on my way to work.  I broke out my boots, and scarf's. There is just no point in being cold.

I have really been watching extreme couponing, and the reruns, trying to learn all the tricks and secrets, for maximizing my cash flow in order to pay off some more debt.  Bad news at my job too, we don't know how much longer we will be here.  Other entities no longer want (or can afford) to pay for technology and service so no telling how much longer I will be employed. 

It is okay though, my plan is to keep paying those bills to the fullest possible potential....  I just paid off the IRS this month and that was a great feeling, It will give me an extra 150 bucks a month to pay on something else. 

I keep reading my frugal books, cooking at home, packing my lunch for work, and hanging in there.

Have a Fabulous & Frugal Day!!!!

Credit Card Debt

I thought you would be interested in this: http://money.msn.com/credit-rating/confessions-of-a-credit-card-aholic-credit.aspx


This is a Fabulous article that I found today over at MSN ....  and is totally worth the read. 

Have a Fabulous & Frugal Day!!! 

One Paycheck Away From Financial Ruin

I have been following the Occupy Wall Street protesters as well as the various other Occupy protests that are taking place not only in The United States but England and Australia as well.  I feel for the protesters, they are standing up for all of us.  While I do not support any violence on the protesters or law enforcements behalf's, I do think the protesters are on to something.  Most of those Americans are really struggling trying to make ends meet, unable to pay for mortgages, credit card interest sky high, medical bills mounting, unable to pay for student loans.  Trying to choose between paying the rent or buying groceries.  The list just goes on and on and on.  Not to mention, the folks who are unemployed and cannot find work, and then there are the ones that are working who can barely keep their heads above water...  and those ever disappearing retirement funds, as well as all those tax increases.  And...  I am sue that I have missed some of the issues, but you get the idea here... Americans are completely fed up with the government and the wealthy that are controlling everything and not being held accountable for anything. 
I also feel frustrated at times.  It seems like you work your tail off, you pay taxes, and at the end of the year you owe more taxes.  You pay off credit card debt, only to have unexpected medical bills and have to use those damn credit cards to get you by till payday.  Hey,  I have been there. 
About a year and 1/2 ago, almost 2 years ago, I decided that I did not want to live this way anymore and really did want to retire at some point...  however, my retirement funds are not co-operating at the moment. 

I stopped living above my means.  I stopped carrying my credit cards. I do not even have them in my purse.   I have paid off 2 credit cards, paid off my car, and am still driving the car. I try and put 10% of my paycheck in savings every month...that does not always work out for me, but even 5% is better than nothing.  I will not shop for food without coupons.  My motto used to be if I don't have a coupon for it I won't buy it...  My new motto is... IF I DO NOT HAVE A COUPON AND IT IS NOT ON SALE...IT DOES NOT GO IN THE SHOPPING CART.
I cash in cans and bottles, I have a garden, I home can veggies from my garden.  Reading is my favorite past time...  I do not hang out at the mall or any other expensive places. I do not buy the latest electronics, or the fashions of the week.   I have completely adopted the frugal lifestyle and mostly out of necessity but also because I really do not want to work until I am Seventy. 

I stand behind the protesters, but I also believe that you have to help yourself and take accountability for yourself.  Learn how to manage your money, how to save your money and how to budget.  Trust me your life will get better.  It is not easy...but it truly is rewarding.

Have a Fabulous & Frugal Day!!!!

10 Coupon Strategies to Save Money

I found this today over at the Wisdom Journal.....  and I couldn't have said it better.  I do try to match the sales to the coupons...because that is really good savings, and when you can get groceries for cheap and free, that is just fabulous.  Have a Fabulous & Frugal Day!!!!

10 Coupon Strategies To Save Big Bucks
Posted: 18 Oct 2011 11:00 PM PDT

Do you have a coupon strategy? If you’re using all of my 101 Ways To Take A Bite Out Of Your Food Budget, coupons can be a great way to save some serious additional cash. But to save even more, try one or all of these strategies:

Coupon strategies that work:

Only use coupons to buy products you really use

Layer your coupons with sales and store specials

Find your favorite coupon websites and visit them regularly

Visit those sites early in the month for the best deals

Don’t neglect the manufacturer’s sites

Set up a different email address for couponing

Give the grocery store’s website a visit too

Grocery stores aren’t the only place to buy food or use coupons

Inquire about double coupons

Join the loyalty program

1. Only use coupons to buy products you really use

If you don’t use it or wind up throwing it out, it really doesn’t matter how much money you save. According to the US Department of Agriculture, Americans throw out over 25% of all the food they buy. If you suspect you won’t eat, consume or use it, don’t buy it … regardless of the savings.


2. Layer your coupons with sales and store specials

Make every attempt to combine your savings opportunities. If you run across a 10 for $10 deal and you have a coupon for $1.00 off … that’s layering.

3. Find your favorite coupon websites and visit them regularly

Coupon issuers will offer many more coupons on these sites than those offered on the manufacturer’s sites, but make sure you check with them on a frequent basis. Many coupons are offered for only a short period of time.

but NEVER pay for coupons. Any site that wants you to pay for a coupon is most likely a scam.

4. Visit those sites early in the month for the best deals

When manufacturers do limit the total number of coupons offered, it usually happens early in the month. Be there first and you’ll get your choice of the offerings.

5. Don’t neglect the manufacturer’s sites

Visiting a manufacturer’s site (such as Kraft) may take a little longer but it’s a great way to find coupons on the specific items you want and use.

6. Set up a different email address for couponing

If you provide an e-mail and/or regular mail address, you can often receive additional coupons direct from the manufacturer. Just do this one thing: set up an entirely different email for receiving coupon offers. Trust me.

7. Give the grocery store’s website a visit too

Your supermarket probably has its own website. It may not offer coupons BUT it probably does have the store’s current ad and store specials. Use it with your coupons to layer your savings and save your gasoline.

8. Grocery stores aren’t the only place to buy food or use coupons

Drug stores and other big box retailers also carry food items and other household goods and most accept coupons. Use the information on those websites to match your coupons with the store’s specials.

9. Inquire about double coupons

Just call and ask — it’s only a few buttons on a phone! Some stores double them as a matter of policy while others may double them only on certain days. Ask about double coupon limits, say up 50 or 99 cents. Of course some stores don’t double ANY coupons but you never know until you ask. That 99 cent coupon may be worth a lot more than you think.

10. Join the loyalty program

Usually you’ll get a card and with that card comes benefits – usually a discount on certain products at the register. The downside is that the store tracks your every purchase but it may mail or email coupons to you based on your previous purchases. Some stores will even mail you coupons on things you don’t normally get coupons for such as milk, vegetables, or fresh fruit.

Couponing is hard work

But it’s worth it. My family has saved 25 – 40 percent using coupons on many occasions and when you have 5 mouths to feed, that’s a welcome relief!

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Garden Harvest

Thought I would share what I picked out of my garden about 5 minutes ago.  Will be making my first batch of salsa this weekend.
Have a Fabulous & Frugal Day!!!

Laundry Soap

Okay...  Here it is!!!  Everyone has been asking me to post my laundry soap recipe so... here you all have it

2 cups Borax
2 cups Super Washing Soda
1/2 bar of Fels-Naptha (grated with the cheese grater)
Mix together with a spoon ~ 50 strokes
Cover in a plastic container~ and voila' laundry soap

Note: This soap does not foam or suds...  it is mellow and smells delicious and clean
and you only have to use 2 tablespoons of the soap for a load of laundry, you can use 3 tablespoons if you have a pretty soiled load of laundry.

Have a Fabulous & Frugal Day!!!!

Tomatoes, Tomatoes!!!!

I totally had to re-post "The Joys of Tomatoes" I seem to once again have an over abundance which is leaving me with tomato sandwiches everyday. I am not complaining, I love love love them... and the ones at the store are never as good. I will probably be making a batch of salsa this weekend.


Have a Fabulous & Frugal Day!!!

Fabulous & Frugal: The Joy of Tomatoes

Fabulous & Frugal: The Joy of Tomatoes: I have an over abundance of Tomatoes from the garden... I never thought I would ever admit this, but I am getting pretty sick of tomatoes. H...

No Easy Way To Save Money

Lets face it... There is no easy or painless way to save money.  In order to save, you are literally doing without, and making sacrifices.  I save my change, and I put a little money away each month, sometimes it is only 50 dollars.  I keep telling myself that this little by little savings attempt is going to change my life.  Last month I got a surprise orthodontist bill.  My daughter was due to get her braces off, and I had just paid off the last 1200 dollars that I owed in February.  So imagine my surprise when I got a bill for 879 more dollars.  They were for the retainers and must be paid in full or they would not be removing the braces.  I picked my jaw up off the floor and went to change my pants. 
At first I was shocked, and then mad.  But what can you do?  I gathered my wits, and came up with the idea to have a yard sale, I needed to get rid of some crap anyway, might as well make some money.  I cried and whined to my working daughter and asked for help paying the bill which netted me 255 dollars toward the payment.  I made 170 dollars at the yard sale, it was an impromptu yard sale, one day no advertising, so that was not so bad.  I used my insurance reimbursement check to the tune of about 230 dollars....  and took all the rest out of my savings account.
I was thrilled with my creative money endeavors, but extremely sad to take money out of my precious savings account. 
When I took the money to the billing office at the Orthodontist... I told them that they needed to take me out to dinner. 
I am relieved and happy to have this terrible bill out of my way~ forever by the way, my daughters braces are off and she has a beautiful smile.  I just have to get back to cutting back and doing without, so that I can replace that money in my savings account.

Have a Fabulous & Frugal Day!!!!

What's In Your Wallet?

My frugal life has apparently left me watching too much TV because I am soooo sick of the Capital One commercials.  You know the ones...  where the neanderthals run around pillaging in furs and chains with their medieval looking swords, and balls with spikes on chains, encouraging everyone to charge everything in site so that you can get rewards back. 
Have these neanderthals checked the interest rates of Capital One lately?  I am telling you, don't be a NEANDERTHAL, and put that credit card away.  Better yet, cut it up and pay it off.  You will money ahead.

Have a Fabulous & Frugal Day!!! 

Money Drains

I wanted to share a post that I found over at The Wisdom Journal. Here are 21 yes count them up 21 huge money drains.  How many are you guilty of?  How many am I guilty of?  When you see the yearly cost of convenience, negligence, and indulgence....  I think it makes it easier to live more simply.

Have a Fabulous & Frugal Day!!!!


How Convenience, Negligence, and Indulgence Can Rob You Of $500,000
Posted: 11 Sep 2011 11:04 PM PDT

There are a lot of “major” money wasters and I’ve covered several of them in past articles (read The REAL Top Money Drains) but those are usually easy to spot. What isn’t so easy to spot are the little leaks, the little foxes that spoil the vines. Far too often small amounts of cash slip through our hands and because the amounts aren’t very large, those spending indiscretions aren’t considered critical or even slightly important. Most of them occur without a thought.

That’s unfortunate because I’ve found that small amounts, over time, can compound into very large amounts (much like Ally Bank’s Raise Your Rate CD). Where the problem arises is that most, if not all, of these little expenses are nothing more than guilty pleasures or inattention to detail. But have you ever considered how much you and I are trading off for convenience and a little temporary enjoyment? What happens if we look at those expenses in annual terms and then compound them for 15 years? You might be surprised, and even a little disgusted. I was.

I looked at the following 21 money drains by compounding their costs monthly over 15 years at a 7% interest rate. Think about this, how old will you be in 15 years? Are you willing to give up these funds in exchange for a little convenience and temporary pleasure?

Money Drains

1. Overpaying for Car Insurance

With companies like GoInsuranceRates,com, there’s no excuse for spending too much for car insurance. With potential savings each year of $300 ($25/month), saving those funds for 15 years would mean an additional $7,924.06 in your pocket … all by going to a website and making sure your insurance premium was in line.

2. Coffee

It’s almost cliche to talk about cutting back on froufrou coffees and lattes as a way to save some money but it IS true. Buying just one brewed coffee (not even the latte!) per day at only $1.50 per workday could save you $10,301.27 over the next 15 years.

3. Food

Did you know the average family in North America throws out at least $600 in food per year because of spoilage … or the refusal to eat leftovers? Compounded with interest, that $50/month equals $15,848.11 over the next decade and a half.

4. Bank Checking Account Fees

There is absolutely NO excuse for paying bank fees! With a bank like PerkStreet (which has no monthly fees AND pays rewards, too) you can easily avoid losing $1,885.93 over the next 15 years.

Sign up for your own PerkStreet checking account here!

5. Late Fees

Whether late fees from credit cards, late car loan payments, or an occasional late mortgage payment, racking up just $200 per year in these “inattention to detail” fees amount to $5,282.70 in lost revenue to you.

6.Leaving Money in Non Interest Bearing Accounts

If you’re leaving money in an account that pays pitiful interest (like most traditional bank savings accounts), consider moving to an Ally Bank Savings account. Earning just $100 per year means you’re earning more interest and NOT losing out on $2,641.35.

7.Credit Card Interest Charges

With the average credit card balance running around $9,000 and the average rate at 14 percent, you’ll spend $1,127.87 per year in interest charges alone. Compound that amount over 15 years without paying off your card and you’ll give up $29,791.02 in interest … plus the $9,000. The BEST way to avoid interest charges is by moving your current credit card account to a ZERO percent balance transfer card like the Discover® Motiva Card.

Apply NOW for the Discover® Motiva Card!

8. Personal Care

Manicures, pedicures, haircuts, hair highlights, massages. Sure, you may “deserve it,” but average just $20 per week on these personal items and you’re giving up $27,470.07 over the long run.

9. Car Washes

In my area, an automatic car wash costs $7. Get one twice per month and through in an annual detailing at $100 and you’re losing $7,078.82.

10. Daily Afternoon Soda

At only $1.50 per soda, and only buying one during the weekday, you’re still sacrificing $10,301.27

11. Lunches Out During the Week

I remember when I first started in the workforce and my buddies and I went out to eat once or twice per week. Once I figured out how much I was spending, I was horrified! With lunches today costing an average of $10, I don’t understand how some people do it every single day. I personally know people who make only about $10 per hour who eat out every day and thereby give up $66,033.81!

12. Vending Machine Snacks

You know the drill. At just ONE DOLLAR per day spent on junk food or candy you lose $6,867.52. How does that candy bar taste now?

13.Bottled Water

At $1.49 per bottle per day, it adds up! How does $14,365.00 for water grab you?

14. Unused Memberships

Between the gym, the hunting club, the country club, or some social club, if you aren’t using your membership, you’re not just wasting money. You’re giving up thousands in future cash. Just $50/month over 15 years means you lose $15,848.11.

15. Movies and Entertainment

With the high cost of movie tickets, combined with the exorbitant expense of 2 large drinks, a medium popcorn and a box of Sour Patch Kids, simply going to a move twice per month could wind up costing you $20,285.59 over the next 15 years.

16. Premium Fuel

I have a friend who cannot be convinced to put anything other than premium fuel in the tank of his … Buick. At 15,000 miles per year and 20 mpg and with premium fuel costing about 20 cents more than regular, that’s $150 per year and $3,962.03 over the next 15 of them.

17. Lottery Tickets/Gambling

I’m not sure if anything on this list is more wasteful than spending money on lottery tickets or gambling. Assuming $10 per week in lottery tickets (which is quite normal I’m told) you’re not winning millions … or even thousands … or even hundreds. You’re losing $13,735.03.

18. Premium Cable

Many of the premium packages as well as the satellite deals can easily cost $100 per month. Is it really worth it to be able to see every single NFL game or MLB game if it costs $31,696.23 over the next 15 years?

19. Cigarettes

It does seem that fewer and fewer people are indulging in cigarettes and given the high costs, it’s no wonder. Still, a pack per day smoker loses as much as $72,307.02 in our scenario.

20. Booze

I like a nice cold one as much as the next guy, but going out and spending $5 per day on a bottle of beer (or some other adult beverage) means you give up $34,337.58 assuming you save it instead.

21. Speeding Tickets

How much is your lead foot costing you? It doesn’t just cost you a ticket, there’s also the rising cost of car insurance (remember #1 above?). With the average ticket costing $175, getting one per year means getting there a few minutes early will cost you $4,622.37.

GRAND TOTAL: $392,283.63 of After Tax Dollars

And that is with AFTER TAX dollars. With a tax rate of just 28 percent, you’re looking at $544,838.38! That’s over a HALF MILLION dollars lost over 15 years on convenience, negligence, and indulgence?

Magic Eraser

I found these wonderful magic eraser cleaning tips over at Tip Hero.  I recently bought the generic ones at the dollar store, and trust me honey these are just amazing.  My refrigerator and my stove look brand new.  If you have never used them I highly recommend them.  They are almost effortless.  Really makes clean up on tough grease and marks a breeze.
Have a Fabulous & Frugal Day!!!!

From Mr. Clean's original "magic eraser" to the generic options, eraser cleaning blocks have made cleaning easier, less messy and dare we say...even fun! Sure, these foam blocks can get the gunk off walls (sometimes even upholstery if you're careful) and other household surfaces, but there are so many more uses for these little blocks of heaven. Here are 20 unusual uses for an eraser block to make the most of your spring cleaning time:


Quick Tip: Cut up one eraser block into four little blocks. It'll make your purchase last longer, and, it'll make it easier for you to get into smaller nooks and crannies.

1. Outdoor Furniture and Toys

Take grungy white resin or white painted furniture by lightly scrubbing with an eraser cleaning block. The eraser gets into crevices and cracks while leaving paint finishes intact. The same principle applies to outdoor plastic toys.

2. Pool Liners

Pool owners, this will make your life easier: A gentle scrubbing on your liner will get rid of the water mark better than any other product.

3. Vinyl

Take an eraser to scuffs on just about anything made from vinyl: siding, boat seats, shoes, etc.

4. Car Interiors

Clean the car seats with an eraser block: Go lightly on leather, but it's okay on fabric and vinyl, lightly scrub the car steering wheel. Eraser blocks get rid of grease streaks left inside after the car's been to the shop, too.

5. Hubcaps

Clean your car's hubcaps with an eraser for a water-free car wash.

6. Refrigerator

Get rid of last year's drippings that are pooled in the back of the fridge. It'll take a whole eraser block, but it gets the job done. The seals that have gotten a bit black and moldy will also respond well to an eraser.

7. Dishwasher Interior

What are those colors inside your dishwasher from time to time? Lime, mold, ewww. Just take an eraser to them and the stains will banish.

8. Bathtub and Sinks

Getting rid of dirt and water marks is easier (and not so gross) with an eraser block. Bathtubs can take a tough scrub, but go lightly on sinks -- even a light scrub gets rid of that caked on dirt that you often can't see until you try to get it off.

9. Rust Removal

Scrub anywhere (around pipes in kitchen and bath) that you see rust.

10. Computer

A magic eraser gets rid of oil and dirt that has built up on your keyboard and mouse; you can use it on laptops, too.

11. Phones

Use one on your phone's mouthpiece, too -- it gets rid of the same grime that builds up on your computer.

12. Bugs

Wherever there are smooshed bugs (porch pillars, car windshields, interior walls, exterior doors, exterior light fixtures) wipe them away with an eraser block.

13. Glass Stove Tops

No need to have special stove top cleaner on hand, get rid of burned-on food by lightly scrubbing until the gunk is gone.

14. Dishes and Glassware

Rub hard-to-clean build-up off of thrift store dishes and glassware, like Pyrex bowls, following advice from the blog Pyrex Love.

15. Gutters

Get rid of green slime that builds up on gutters with an eraser. It's another ewww-worthy task, but it'll be almost effortless with an eraser.

16. Mirrors (and Windows)

Many fans of eraser blocks swear it gives them a streak-free and clean mirror, if the pad is slightly damp when you give it a light scrub.

17. Floors

Erase scuff marks, old paint drips-great for most floors (but always go lightly, especially on finished wood).

18. Grout

Which leads us to grout. The eraser does well with most grout (except really old and darkened-beyond-help grout that will remain gray even with best scrubbing efforts).

19. Granite countertops

Everyone is afraid to scrub granite, but an eraser pad, used at first gently and then with a little more oomph as the stains disappear, will indeed get stubborn stains out of granite.

20. Leather

You can use and eraser lightly on leather upholstery, purses or shoes to lift up marks -- just be sure to use a gentle touch.

(Disclaimer-never use eraser cleaning blocks to clean skin, animal fur, glossy, brushed, satin or dark painted surfaces-including appliances, and lastly, never use on delicate fabrics

Vacation and Asian Market Shopping

Okay, first off...  I want to express how elated I am to have my camera back (Thank you Sis).  I had a wonderful, fabulous and terrific vacation last month in Northern California.  I got to spend time with my sister, my nieces and my future brother-in-law.  We had an amazing time, we went on a Catamaran, The O'Neil out in the Santa Cruz harbor.  We had bar-b-ques, and a wonderful 4th of July celebration.  The weather was perfect and the company was even better.  We ate at a couple of wonderful restaurants, and did some shopping.  One day my sister took me on a 4 mile walk down to the harbor and I thought I was going to die on the way back.  My chubby body the heat and flip flops.  I lived to tell......
So, while my husband and I were in California my future brother-in-law, had this 50 pound sack of Jasmine rice... I was immediately intrigued, we got to talking and he gets it at the local Asian market.  I got a GPS so, he put the address in the GPS for me.  On the way home my husband and I stopped off at the Asian market.  It was an amazing experience.  Lots of fresh vegetables, and the meat counter was spectacular as well as the seafood section.  They had everything, including dishes, and pots and pans.  So....I picked up this 50 pound bag of Jasmine rice for 26 dollars.  You do the math...  but It is around 50 some cents a pound...And...the rest is history.  I have been making some fabulous dishes w/my rice.

Today I took 2 left over hamburger patties and chopped them up with a can of Ro-tel tomatoes, I sliced up a zucchini out of the garden and threw in a can of black beans for fiber and color.  I used the empty can of the tomatoes to fill up with rice and throw that in the pan.... then added two cans of water to the mix...and let it cook. 
I just love to make creative dishes.  I also had some banana's that were turning, so I whipped up a loaf of banana bread which is in the oven now. 

Have a Fabulous & Frugal Day!!!

Christmas Shopping

Yes, yes I know it is 92 degrees outside..  what in the world am I doing writing about Christmas Shopping?  Well folks, it is never too early to start planning.  Right now with all of the "back to school" sales it is a perfect time to start shopping.  I have noticed by looking through the local advertisements, that there is so much more on sale than just clothes and school supplies.  I have seen great ads on kitchenware and dishes, towels, bedding, and furniture.  Also keep in mind that there is "end of season" clearance going on as well.  It is a great time to take advantage of all of the sales and super low prices.

Have a Fabulous & Frugal Day!!!!

Ham & Cheese on French Toast

Yes that's right!!!  Yesterday I made French toast, and today I took 2 slices of left over french toast and put 2 slices of ham and some cheese in the middle....  made it into a sandwich and microwaved it for 30 seconds to get the cheese all nice and melty.  This is a delicious breakfast sandwich, and You could use whatever is left over...  bacon, or turkey, cream cheese, anything really.  I just love being able to utilize my leftovers and make something new to eat .....  McDonalds eat your heart out.
Have a Fabulous & Frugal Day!!!!!

Rite Aid Coupon Policy

I regularly shop at Rite Aid because I happen to have one in my town.  Awhile back I signed up for the wellness card and program that was offered.  I just wanted some clarification on those +up rewards, and to make sure that I was using it and saving money to my full potential.

http://content.riteaid.com/stores/CustomerCouponAcceptancePolicyAugust2010.pdf

Have a Fabulous & Frugal Day!!!

Home Remedies

My Uncle Ed sent these Home remedies to me and I thought that I would share...  I really do think that if you have some major ailment that won't go away, that you should totally see a doctor
Have a Fabulous & Frugal Day!!!!!

Who knew?


Eliminate ear mites. All it takes is a few drops of Wesson Corn Oil in your cat's ear. Massage it in, then clean with a cotton ball. Repeat daily for 3 days. The oil soothes the cat's skin, smothers the mites, and accelerates healing.

Kills fleas instantly. Dawn Dishwashing Liquid does the trick. Add a few drops to your dog's bath and shampoo the animal thoroughly. Rinse well to avoid skin irritations. Good-bye fleas.

Rainy day cure for dog odor: Next time your dog comes in from the rain, simply wipe down the animal with Bounce or any dryer sheet, instantly making your dog smell springtime fresh.

Did you know that drinking two glasses of Gatorade can relieve headache pain almost immediately-without the unpleasant side effects caused by traditional pain relievers?

Did you know that Colgate Toothpaste makes an excellent salve for burns?

Before you head to the drugstore for a high-priced inhaler filled with mysterious chemicals, try chewing on a couple of curiously strong Altoids peppermints. They'll clear up your stuffed nose.

Achy muscles from a bout of the flu? Mix 1 tablespoon horseradish in 1 cup of olive oil. Let the mixture sit for 30 minutes, then apply it as a massage oil for instant relief for aching muscles.

Sore throat? Just mix 1/4 cup of vinegar with 1/4 cup of honey and take 1 tablespoon six times a day. The vinegar kills the bacteria.

Cure urinary tract infections with Alka-Seltzer. Just dissolve two tablets in a glass of water and drink it at the onset of the symptoms. Alka-Seltzer begins eliminating urinary tract infections almost instantly-even though the product was never been advertised for this use.

Honey remedy for skin blemishes...cover the blemish with a dab of honey and place a Band-Aid over it. Honey kills the bacteria, keeps the skin sterile, and speeds healing. Works overnight.

Listerine therapy for toenail fungus: Get rid of unsightly toenail fungus by soaking your toes in Listerine Mouthwash. The powerful antiseptic leaves your toenails looking healthy again.

Easy eyeglass protection...to prevent the screws in eyeglasses from loosening, apply a small drop of Maybelline Crystal Clear Nail Polish to the threads of the screws before tightening them.

Cleaning liquid that doubles as bug killer...if menacing bees, wasps, hornets, or yellow jackets get in your home and you can't find the insecticide, try a spray of Formula 409. Insects drop to the ground instantly.

Smart splinter remover: Just pour a drop of Elmer's Glue-All over the splinter, let dry, and peel the dried glue off the skin. The splinter sticks to the dried glue.

Hunt's Tomato Paste boil cure...cover the boil with Hunt's Tomato Paste as a compress. The acids from the tomatoes soothe the pain and bring the boil to a head.

Balm for broken blisters...to disinfect a broken blister, dab on a few drops of Listerine, a powerful antiseptic.

Vinegar to heal bruises...soak a cotton ball in white vinegar and apply it to the bruise for 1 hour. The vinegar reduces the blueness and speeds up the healing process.

Quaker Oats for fast pain relief...it's not for breakfast any more! Mix 2 cups of Quaker Oats and 1 cup of water in a bowl and warm in the microwave for 1 minute, cool slightly, and apply the mixture to your hands for soothing relief from arthritis pain.

Home Made Hair Helpers

I found this wonderful article over at The Dollar Stretcher...  and just had to share these wonderful tips for making your own hair care products at home
Have a Fabulous & Frugal Day!!!!!

Homemade Hair Helpers


by Stephanie Pedersen

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Home Lifestyle Beauty Hair Homemade Hair Products

Related Articles

Affordable Natural Homemade Shampoo

Homemade Hair De-Tangler

Affordable Hair Conditioner
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Some hair products are not only expensive, but also they may contain ingredients you wish to avoid. But don't despair. Using ingredients that you may already have in your cabinet, or by combining natural ingredients with your favorite store-bought beauty product, you can produce homemade hair treatments within minutes.

Homemade Pre-shampoo Treatment for Dry or Damaged Hair
2 to 4 tablespoons of almond or sesame oil
Warm oil in a small saucepan over a gentle heat. Apply to dry hair and allow to remain for 20 minutes to an hour. Shampoo hair and follow with your regular rinse-out conditioner. (If your hair is fine or thin, you may not need the regular after-shampoo conditioner.)

Semi-Homemade Shampoo
2 teaspoons of almond, sesame or avocado oil
1 tablespoon of coconut milk or dairy milk (not non-fat)
1/4 cup of the shampoo of your choice

Combine the ingredients in a bowl and whisk them together for two to three minutes. The quantity is enough for two homemade shampoos, unless your hair is extremely long. Cover and store the mixture in the refrigerator and use within two days. You will find that the oil will give your hair a lovely shine and manageability.

Semi-Homemade Spray-On Conditioner for All Hair Types
1 tablespoon of your favorite conditioner
8-ounce spray bottle
Water
Place a tablespoon of your favorite conditioner in the spray bottle and then fill the bottle up with water. Shake the bottle well before using. The spray is excellent for controlling frizzy hair, conditioning dry hair, or treating dehydrated hair. There is no need to rinse your hair after spraying.

Homemade Deep Conditioner for Normal to Dry Hair
4 teaspoons of almond, sesame, or avocado oil
2 teaspoons of coconut oil (available in health and natural food stores)
3 teaspoons of honey
1 teaspoon of cider vinegar
This homemade recipe is perfect for people with dry or damaged hair because it is a fairly rich conditioner. Slowly heat the first two ingredients in a saucepan over low heat. Remove the pan from heat and stir in the honey and vinegar. Use this mixture on your hair after your normal shampooing routine. Leave it on for 15 minutes before rinsing it off with warm water. The result? Smooth and well-conditioned hair.

Homemade Hair Gel for All Hair Types
2 tablespoons of flax seeds
1 cup of water
One vitamin E capsule (optional, good for dry, damaged or chemically-treated hair)
1 tablespoon of rosewater or 3 drops of your favorite essential oil
Unlike the commercial varieties, this styling gel also acts as a conditioner, so it is particularly good for dry hair. Combine the flax seeds and water in a small saucepan. Bring the mixture to a boil. Remove from heat and allow mixture to cool for 30 minutes. Strain out the seeds and stir in the vitamin E oil (if using) and the rosewater or essential oil. Pour the mixture into a clean jar and store it in the refrigerator. It will keep for up to one month.

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Stephanie Pedersen is a writer who specializes in "lifestyle" topics. She is the author of KISS Guide to Beauty and Kiss Guide to Planning a Wedding , both published by DK Publishing. Visit her weblog at www.xanga.com/stephaniepedersen

Fabulous & Frugal Green Tea

For the last 2 days I have been making gallon jars of green tea, sun tea.  I take a gallon jar, it is a glass one.I fill it up with hot tap water from my sink.  I put in 4 green tea, tea bags, and then I use 2 bags of stash tea, this time I made lemon ginger.  So it has 6 tea bags all together in the jar...  4 green tea and 2 of the lemon ginger.  I put the lid on it and set it outside.  It doesn't get real dark, but it sure is flavorful.  I am telling you it is as good as the tea down at Starbucks.  The beauty of it all, is I got 100 Green tea bags at The Dollar Store....you guessed it, for a dollar.  I am loving my frugal and refreshing ice tea. Cheers!!!

Have a Fabulous & Frugal Day!!!!

My Packed Lunch

Today my packed lunch consisted of ....  Deli Turkey on a whole grain English muffin, with spicy brown mustard, a yogurt cup (it was banana cream pie) , 2 plums, and a bag of popcorn for later.  Very tasty and frugal lunch. 

Have a Fabulous & Frugal Day!!!!!!

Fabulous & Frugal: Roast in the Crockpot

Fabulous & Frugal: Roast in the Crockpot: "Yesterday morning when I got home I threw 2 Angus beef roasts --(that I bought in the reduced meat bin at the store, if you don't use the me..."

Fabulous & Frugal: Frugal Smoothie

Fabulous & Frugal: Frugal Smoothie: "Awesome low-fat Frugal Smoothie 1/2 cup almond milk (soy milk or skim milk) 1/3 cup lowfat yogurt (any flavor)(you can substitute 2 teaspo..."

The Best Things In Summer

1. Sunshine!!!
2. Beaches
3. A good book
4. Garden ~ both flowers and vegetables
5. Thunder Storms
6. Fresh air
7. BBQ
8. Yard Sales
9. Vacations
10......  and Sunshine!!!!!

Have a Fabulous & Frugal Day!!!!

Strawberry Rhubarb Cake

Wondering what to do with all that Rhubarb in your back yard??  Here is a fabulous recipe from Econobusters.com

Easy Strawberry
Rhubarb Cake

This recipe is super easy, delicious, and always a big hit!

Ingredients:
1 pound rhubarb, cut into 1/4-inch slices

3/4 cup sugar

1 (3-ounce) package strawberry flavored gelatin mix

1 (18.25-ounce) package yellow cake mix

1 cup water

1/4 cup margarine, melted

Directions:

Preheat the oven to 350 degrees F.

Grease a 9- by 13-inch baking pan.

Spread the rhubarb evenly in the bottom of the baking dish.

Sprinkle the sugar over the rhubarb, then the gelatin mix, and finally the cake mix.

Pour the water and melted margarine over the top. Do not stir, but make sure the dry ingredients are evenly covered by the wet ingredients. If needed, take a spray bottle and lightly mist water over any spots that were missed.

Bake for 45 minutes or until the rhubarb is tender.

Enjoy!


Have a Fabulous & Frugal Day!!!!!

The Best Time To Buy...........

This is an excellent article chock full of information on the best time to buy stuff....  I found this article over at the Dollar Stretcher.com

Have a Fabulous & Frugal Day!!!!!!!!!

The Question


My grandma used to have a sheet of paper on the refrigerator with the best time to buy certain items. It was listed by months. All I can remember from it is that January was linens and towels. Can you help? Thanks!

Alisa



Grocery Products

With 5 years experience in doing layouts for supermarket circulars for the largest chain in NYC, here are some basics:



•Frozen Food - March is nations frozen food month. Always great sales.





•Dairy - June is national dairy month. Not quite as big a deal as Frozen Food month.





•BBQ Products (ketchup, mustard, relish, salad dressings, napkins, etc.): Early in the summer. These companies want to fill your pantry so you don't buy any competitors products all summer. Good time to stock up a years worth.





•Beverages (soda, beer, juice drinks, apple juice): All summer especially around holidays such as Memorial Day, Labor Day and July 4th. Also usually good prices on large size items (like 2 liter soda) during holiday sales in other months.





•Baking needs (flour, sugar, corn/vegetable oil, aluminum foil, etc): Thanksgiving and December Holidays. This is also a good time to stock up on holiday related items that you like to eat all year such as cranberries and canned yams.





•Italian products (ricotta, mozzarella, crushed tomatoes, olive oil): Christmas, Easter and Columbus Day. Holiday stockup goes for all ethnic products, such as Chinese products at Chinese New Years, Jewish products during Rosh Hashana and Passover, etc.





•It is also good to follow what is going on in the world too for indications of what will happen in the store. There is currently a butter shortage, so stock up on butter ASAP. It freezes really well. Also stock up on any items made with butter. Items that can't be stocked up on, just buy now and enjoy them as you won't be buying it again for awhile.





Ray

Listed by Type of Item

Garden tools - February/April (Look for up to 50% off on things like rakes, hoes, and shovels then.)



Linens and towels - January/February and July/August (discontinued fall and spring merchandise)



Landscape plants:



- January (indoor plants)

- March through October (perennials and annuals)

- March through May (shrubs, trees, and rosebushes)

- September (fall bulbs)

- February/March (spring bulbs)



Kitchenware and small appliances - Mother's Day shopping in May or after holidays



Furniture - December (Supposedly, furniture sales slow down for the holidays.)



Carpeting - January and February



China and Flatware - March and September (on last season's styles)



Hardware - December and during June's Father's Day specials



Fabric:



- March for spring patterns

- September for fall patterns



Flowerpots, Statuary, and Barbeques - During the winter



Major Appliances - No special time of year was given, just to consider buying floor-demonstration models and to ask the larger chains for bigger discounts when making major purchases. The worst thing that could happen is that they'd say no.



Paint - May through August (during hot weather!)



Building Supplies - There's no way to predict times for sales prices. Your best bet for saving money is to look for free cutting, delivery, and other service perks.



Cleaning Supplies and Pantry Staples - January or August/September



Patio Furniture - February and late August

Brookes E.



Listed by Month

I found this in The Book of Secrets. I think it's exactly what Alisa was looking for. Here's a month-by-month schedule for dedicated bargain hunters:



January

* After-Christmas sales.

* Appliances

* Baby carriages

* Books

* Carpets and rugs

* China and glassware

* Christmas cards

* Costume jewelry

* Furniture

* Furs

* Lingerie

* Men's overcoats

* Pocketbooks

* Preinventory sales

* Shoes

* Toys

* White goods (sheets, towels, etc,)



February

* Air Conditioners

* Art supplies

* Bedding

* Cars (used)

* Curtains

* Furniture

* Glassware and china

* Housewares

* Lamps

* Men's apparel

* Radios, TV sets, and stereos

* Silverware

* Sportswear and equipment

* Storm windows

* Toys



March

* Boys' and girls' shoes

* Garden supplies

* Housewares

* Ice skates

* Infants' clothing

* Laundry equipment

* Luggage

* Ski equipment



April

* Fabrics

* Hosiery

* Lingerie

* Painting supplies

* Women's shoes



May

* Handbags

* Housecoats

* Household linens

* Jewelry

* Luggage

* Mothers' Day specials

* Outdoor furniture

* Rugs

* Shoes

* Sportswear

* Tires and auto accessories

* TV sets



June

* Bedding

* Boy's clothing

* Fabrics

* Fathers' Day specials

* Floor coverings

* Lingerie, sleepwear and hosiery

* Men's clothing

* Women's shoes



July * Air conditioners and other appliances

* Bathing suits

* Children's clothes

* Electronic equipment

* Fuel

* Furniture

* Handbags

* Lingerie and sleepwear

* Luggage

* Men's shirts

* Men's shoes

* Rugs

* Sportswear

* Summer clothes

* Summer sports equipment



August

* Back-to-school specials

* Bathing suits

* Carpeting

* Cosmetics

* Curtains and drapes

* Electric fans and air conditioners

* Furniture

* Furs

* Men's coats

* Silver

* Tires

* White goods

* Women's coats



September

* Bicycles

* Cars (outgoing models)

* China and glassware

* Fabrics

* Fall fashions

* Garden equipment

* Hardware

* Lamps

* Paints



October

* Cars (outgoing models)

* China and glassware

* Fall/winter clothing

* Fishing equipment

* Furniture

* Lingerie and hosiery

* Major appliances

* School supplies

* Silver

* Storewide clearances

* Women's coats



November

* Blankets and quilts

* Boys' suits and coats

* Cars (used)

* Lingerie

* Major appliances

* Men's suits and coats

* Shoes

* White goods

* Winter clothing



December

* After-Christmas cards, gifts, toys

* Blankets and quilts

* Cars (used)

* Children's clothes

* Christmas promotions

* Coats and hats

* Men's furnishings

* Resort and cruise wear

* Shoes

Ashley



From "Miserly Moms"

Here is the list from the book Miserly Moms: Living on Onr Income in a Two Income Economy by Jonni McCoy.



January - February: men's shirts, towels, linens, sheets, clothes dryer, used cars, water heaters, art supplies, bicycles, books, curtains, clearance furniture, Christmas wrap and ornaments, toys, meats (turkey, ham), baking items.



March: coats, clothing for all, shoes, TV, washing machines, ski equipment, housewares, artichokes



April - May: dresses, suits, coats, summer clothes, towels, TV, tires, outdoor furniture, paint, tools, garden supplies, summer sports equipment, gift items, artichokes, dairy products, ham, eggs, chicken.



June - July: summer clothes, shoes, air contitioner, school supplies, outdoor furniture, building materials, most furniture, gift items, dairy products, fresh fish, barbecue foods, limes and lemons.



August - September: summer clothes, fall clothes, school clothes, swimwear, school supplies, garden supplies, outdoor furniture, rugs and carpets, bicycles, car batteries and mufflers, seasonal items, season passes, fresh fish, lamb, canned goods



October.: cars from dealerships (buy close to last day of month for best deal), summer sports equipment



November.: men's shirts, water heaters, home improvement supplies, houses are cheaper.



December.: Not a good time to buy anything, until December 26.

S.





--------------------------------------------------------------------------------

Grilled Jalapeno Poppers

Brent's Jalapeño Poppers


Ingredients:

1 lb jalapeño peppers

8 oz cream cheese with chives

1 lb thick bacon

1 lb (or 8 oz sliced) pepper jack cheese, sliced to your desired thickness

Seasoning salt, optional

Wooden toothpicks



Directions:

Wash peppers and then carefully slice each pepper in half. Scoop out the seeds and membranes of the pepper and discard. If you prefer them to be less spicy wash the halves in cold water, otherwise begin filling each half with cream cheese until the cream cheese is level with the edges of the pepper. Top cream cheese with slices of pepper jack cheese.

Carefully cut bacon slices into either thirds or halves and wrap those around the peppers, using wooden toothpicks to hold bacon on the pepper.

Grill over low to medium heat until bacon is browned and cheese is melted. Serve immediately. Serves about 8.

Frugal Pantry

Frugal Pantry:

Cooking at home is less expensive than eating out or convenience food. By eating at home you will spend less and eat better. I work 40 to 50 hours per week outside of my home and spend roughly $350.00 per month on groceries. I feed 2 teenagers, 2 adults, 3 dogs and 1 cat. I live in a small town so I don’t have the choices for shopping that those in a metropolitan area would have. To make matters even more challenging, I only get paid once a month so for me to keep my pantry well stocked is an important part of keeping my sanity. I would tell you that I am organized but the truth of the matter is that I am not very organized, but I do try to plan ahead.



I don’t really have a meal plan or make menu’s but I do utilize what I have on hand in order to get dinner on the table every night. I stock up on items that are on sale. I make my own salsa, jelly, jam, asparagus and pears…I can them myself. I also have a small garden every summer. In the garden I grow my herbs. I love to cook and my family eats well. I take left-overs to work for my lunch because my food is better than jail food.



I make my own breakfast burritos, egg muffin sandwiches and freeze left overs for later use…especially the days where I am feeling lazy. I use my crock pot every week, and I also make home made soup when I clean out my refrigerator. I am going to show you how to eat and eat well for less.



I shop at the Dollar Store for spices, crackers, tea, spaghetti sauce, muffin mixes and cleaning supplies.



I shop at the Grocery Outlet for miscellaneous canned food and toiletries. I usually pick up canned fruit and vegetables, tomatoes, beans, rice, pasta, canned soups and lots of wine.



I shop the day old bread store for whole grain breads, bagels, English muffins, buns, and snack items for lunches.



I shop my local grocery store for the weekly advertised specials or loss leaders.



I buy the Sunday paper each week just for the coupons. Check out the website Couponmom.com. I match up coupons with the weekly advertized specials at Walgreens and Rite Aid and usually I can get out of the store with only spending between 20 and 50 dollars and will have anywhere from 80 to 160 dollars worth of products.



Let’s go ahead and take a look at my pantry, freezer and refrigerator.



Canned Food (store bought)



Evaporated milk, peaches, pears, pineapple

Mandarin oranges, applesauce, tuna ,chicken

Corn, green beans, peas, mushrooms

Tomatoes- Rotel, diced, flavored garlic and Mexican style

Tomato sauce, tomato paste, Italian tomato paste

Kidney beans, pinto beans, black beans

Chili beans, butter beans, refried beans

Spaghetti sauce green chiles, olives

Cream of mushroom soup, cream of chicken soup

Tomato soup, low calorie Progresso soup



Condiments



Honey mustard, mayonnaise, mustard, ketchup

Bbq sauce, salsa, salad dressings

Pickles, jelly



Dry Pantry Items



Dry beans, Bisquick, peanut butter, almonds

Cashews, instant potatoes, Jasmine Rice

Long grain white rice, brown rice, rice-a-roni

Popcorn, cereal (hot and cold), olive oil

Cooking spray, sugar, brown sugar, powdered sugar

Powdered milk, yeast, bread, crackers

Jiffy corn muffin mix, cake mixes, brownie mixes

Muffin mixes



Pasta



Spaghetti, egg noodles, whole wheat noodles, macaroni

Bow tie, ramen noodles



Freezer



Bread, English muffins, berries, mixed vegetables

Broccoli, green beans, stir fry veggies, ice cream

Pizza, lasagna, egg beaters, coffee beans

Chicken, bacon, Canadian bacon

Ground beef ,ground turkey, elk burger

Elk steak, venison, salmon

Tilapia



Refrigerator



Eggs, milk, cheese, yogurt

Butter, sour cream, cottage cheese, lunch meat

Tortillas, fresh veggies, salad fixens, fresh fruit

Parmesan cheese, lemon juice, vinegar

Rice vinegar, Worcestershire sauce, soy sauce

Tabasco sauce



Spices



Salt, pepper,lemon pepper, garlic

Cumin, mustard powder, ginger

Onion powder, Johnny’s seasoning salt, chicken bouillon

Chili powder





You can get recipes on the internet to make your own Bisquick baking mix, Rice-a-roni, taco seasoning, shake and bake, spaghetti seasoning as well as a variety of ingredients that you’ll use on a weekly basis. I personally don’t have time for this but I do understand that desperate times call for desperate measures. Now, you can get out those cookbooks and make dinner for your family tonight,

Easy Way to Save Money

I talked to my sister on the phone yesterday, and I was telling her what my plan of action is to save for a cruise to Bermuda next year. I have been saving all of my one dollar bills. I have been doing this since October 1st. I found an old make-up case. The kind you get for free (well probably not free) at the clinique make-up counter, when they have their purchase specials. Anyway it is a green mid size zip up bag, that currently has 26 one dollar bills in it. My hope is that this is an easy way to save up some cash. I don't ever spend my change, so we will see how much I can accumilate.




Have a Fabulous & Frugal Day!!!

Fabulous & Frugal: Why I Love Yard Sales

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Fabulous & Frugal: Going to the Lake: "This Saturday I am going to the lake. Here is a list of my must have items. Beach Towels, and an old pillow these are crucial items for ..."

Wine Country Chicken Salad

Wine Country
Chicken Salad
Thank You Molly From Econobusters!!!!  I am totally making this for a potluck on Wednesday!!!!!

I've shared this recipe before but wanted to share it again in case you missed it, because it really is a perfect salad for picnics!
Ingredients:

4 chicken breasts (boneless, skinless), cooked and chopped into 1-inch cubes

1 bunch red seedless grapes, cut in half

2 celery stalks, finely chopped

1 cup chopped walnuts (or any other nut that you prefer!)

1/2 to 3/4 cup mayonnaise (or to taste)

1-2 tablespoons apple cider vinegar

2 teaspoons poppy seeds or celery seed

Salt and pepper to taste


Directions:
Mix the mayonnaise, apple cider vinegar, poppy seeds, salt, and pepper in a bowl.

Combine the chicken, grapes, celery, and nuts in a separate bowl.

Pour the mayonnaise and vinegar mixture over the chicken mixture and then mix together.

Cover and place in the refrigerator for two hours (or overnight) to chill and allow the flavors to heighten.

Serve with whole grain bread or crackers with dark green leafy lettuce.

Delicious, nutritious, and refreshing on a hot day!

Have a Fabulous & Frugal Day!!!!!!!

Getting The Most of Your Wine

You may be one of the fortunate ones that are able to indulge in a glass of wine or two in the evenings. If this is the case, to get the best out of your wine here are some tips for getting the most enjoyment out of every glass, from the head buyer of a well-known wine company, Daniel Parrott.




Try not to open bottles the moment they arrive if you have ordered a case. A long journey can ake a wine appear what he calls "Dumb". After a few days of rest , the flavors will be fully restored.



Keep your bottles out of the direct sunlight. Ideally keep the bottles in the dark, away from vibration and at a constant temperature ( any temperature above freezing and below 18 degree C or 64 F).



If a wine has a cork closure, it is best to lay the bottle horizontally to keep the cork moist and fully expanded and the bottle 100% airtight.



Corks versus screw caps



When the screw caps came into use I thought it was sacrilege, believing the cork could never be replaced. Since I have, many times, been in a situation where I have not had a cork removing utensil the screw cap has been a blessing. Of course the other benefit is that it makes the bottle so easy to reseal. It certainly outweighs any romance with the cork.



There are still millions of bottles of older wines under cork and often very brittle, so a good corkscrew is essential.



It must have a comfortable grip

It should employ counter pressure against the rim of the bottle to avoid that undignified struggle with the bottle between your knees.

The best screw mechanism is an open spiral with a clear line of sight up the middle, to grip as much of the cork as possible.

WHY AND WHEN TO DECANT.

Decanting maximizes aromas and flavors in young reds - and a few whites

It separates a wine from any sediment in the bottle. To check for this sediment, hold the bottle up to the light

Generally, the denser the red wine - its color will help you judge this - the longer it will need to breathe.

Crisp dry whites should be poured straight from the bottle, while rich, oaky whites will become more complex if they are allowed to 'breathe'.

If a wine is already mature, don't let it breath for long - if at all

SEDIMENT



Whether at the bottom of the bottle or stuck to the cork sediment is a sign of naturalness and fullness. However sediment is not pleasant to drink so that is when decanting the wine is best.



Stand the bottle upright before for at least 6 hours or preferably 24 hours before decanting so the sediment falls to the bottom of the bottle.

Hold the bottle up to the light as you decant and pour in one smooth flow until you see the dark swirl of the sediment reach the neck.

Stop pouring when you see the sediment reach the neck. Leave the rest of the liquids and solids in the bottle.

Sommeliers (Wine professional) occasionally pour very old ports and reds through a coffee filter. Not appealing at the dinner table so he may do it out of sight

GLASSES



The shape of wine glasses is especially important, so when choosing glasses do it carefully.



Clear glass is best for discerning hue and clarity - avoid colored or cut glass.

Tulip - shaped glasses are ideal. What I call a feel good glass. The wide bowl exposes a large surface area of wine to the air and helps release aroma's while the narrow opening funnels them up to your nose.

Fill the glass just a third of the way, so you have plenty of room to swirl the wine around. This also helps to aerate the wine.

For sparkling wine and champagne opt for a tall thin flute type glass. The aromas are finer and the wines effervescence will last longer.

When you are dining in a restaurant simply take a good sniff to decide whether a wine under cork is ok. If it smells musty or damp it is likely not in good condition.



If you take a sniff rather than a mouthful the sommelier may even worry that you are in the trade. It makes you more believable if you are not happy about the wine's quality.



Happy drinking



Source: Wine people

Thank You Leslie Voth

Have a Fabulous & Frugal Day!!!!!

House Remodel

I apologize for not posting recently.  My whole life is discombobulated, due to a house remodel project.  I have been wanting new floors for several years, and my husband decided a few days after my daughter graduated that we would rent a storage shed and rip up the carpet.  So about 11 days ago, we boxed up stuff, threw stuff away and moved out all of the furniture.  Boy, 20 years of accumulation was a bit over whelming at times. Then we spent a day ripping up the carpet and padding.  Then it was time for thin set and hardy backer board.  Then, my husband decided that we would paint the living room and the dining room.  The next day we started laying tile.  So far....  my dining room and kitchen are the only rooms that have floors...  But it really looks much better, and I am excited for the end results. 
I want to remind you that I am still working and I work graveyard and night cover shift at the moment, my husband has retired for the time being so he has all the free time in the world.  I on the other hand am tired. 
I do not mean to sound like an ungrateful whiner, but I am kind of in remodel hell.  I cannot use my stove, so we can use the microwave and my refrigerator is in the living room.  We have been eating fruit and sandwiches for the most part.  We have no furniture so sitting for a break is on a lawn chair.  I do have my bedroom and bathroom in tact, and thank goodness, because I still need to go to work.
I know that being frugal and doing the remodel ourselves will save tons of money......  We just have to sacrifice our time, and our comfort.....but I do know that good things come to those who wait.  So far we have spent about a thousand dollars on supplies, tools and paint.  A friend of mine remodeled her bathroom about a year and 1/2 ago and hired contractors....she spent 9 thousand dollars and that was just on one room.  I will post pictures soon.
Have a Fabulous & Frugal Day!!!!!!!

Fabulous & Frugal: Extreme Couponing

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Bleach VS Peroxide

Very Interesting....  and worth trying, Thanks Ed!!!

CLOROX VERSUS PEROXIDE



Clorox vs peroxide VERY interesting and inexpensive.

This was written by Becky Ransey of Indiana

(a doctor's Wife), and I want to share it with you. She

was over recently for coffee and smelled the bleach I was

using to clean my toilet and counter tops. This is what she

told me. 'I would like to tell you of the benefits of

that Plain little ole bottle of 3% peroxide you can get for

under $1.00 at any drug store. What does bleach cost?



My husband has been in the medical field for over 36 years,

And most doctors don't tell you about peroxide. Have you

Ever smelled bleach in a doctor's office? NO!!!

Why? because it smells, and it is not healthy! Ask the

nurses who work in the doctor's offices, and ask them if

they use bleach at home. They are wiser and know better!



Did you also know bleach was invented in the late 40's?

It's chlorine, folks! And it was used to kill our

Troops. Peroxide was invented during WWI in the 20's. It

was used to save and help cleanse the needs of our troops and hospitals.



1. Take one capful (the little white cap that comes with

the bottle) and hold in your mouth for 10 minutes daily,

then spit it out. (I do it when I bathe.) No more canker

sores, and your teeth will be whiter without expensive

pastes. Use it instead of mouthwash.



2. Let your toothbrushes soak in a cup of peroxide to keep

them free of germs.



3. Clean your counters and table tops with peroxide to kill

germs and leave a fresh smell. Simply put a little on your

dishrag when you wipe, or spray it on the counters.



4. After rinsing off your wooden cutting board, pour

peroxide on it to kill salmonella and other bacteria.



5. I had fungus on my feet for years until I sprayed a

50/50 mixture of peroxide and water on them

(especially the toes) every night and let dry.



6. Soak any infections or cuts in 3% peroxide for five to

ten minutes several times a day. My husband has seen

gangrene that would not heal with any medicine but was

healed by soaking in peroxide.



7. Fill a spray bottle with a 50/50 mixture of peroxide and

Water and keep it in every bathroom to disinfect without

Harming your septic system like bleach or most other

Disinfectants will.



8. Tilt your head back and spray into nostrils with your

50/50 mixture whenever you have a cold, plugged sinus. It

will bubble and help to kill the bacteria. Hold for a few

minutes, and then blow your nose into a tissue.



9. If you have a terrible toothache and cannot get to a

dentist right away, put a capful of 3% peroxide into your

mouth and hold it for ten minutes several times a day. The

pain will lessen greatly.

10. And of course, if you like a natural look to your hair,

spray the 50/50 solution on your wet hair after a shower and

comb it through. You will not have the peroxide-burnt blonde

hair like the hair dye packages but more natural highlights

if your hair is a light brown, reddish, or dirty blonde. It

also lightens gradually, so it's not a drastic change.



11. Put half a bottle of peroxide in your bath to help get

rid of boils, fungus, or other skin infections.



12. You can also add a cup of peroxide instead of bleach to

a load of whites in your laundry to whiten them. If there is

blood on clothing, pour it directly on the soiled spot. Let

it sit for a minute, then rub it and rinse with cold water.

Repeat if necessary.



13. I use peroxide to clean my mirrors. There is no

smearing, which is why I love it so much for this.

14. Another place it's great is in the bathroom, if someone

has been careless & has peed on the floor around the

toilet & it's begun to smell of urine. Just put some

peroxide in a spray bottle & spray. In the blink of any

eye all the smell will be gone & the bacteria

eliminated! I could go on and on. It

is a little brown bottle no home should be without! With

prices of most necessities rising, I'm glad there's

a way to save tons of money in such a simple, healthy manner! '

This information really woke me up. I hope you gain something from it, too.



Pass it on! Clorox vs peroxide VERY interesting and inexpensive.